The main purpose of the cover is to give the owner of a new building ‘peace of mind’ should their development or investment suffers damage by - a defect in design, workmanship or materials.

  • 10 -12 years after practical completion ( PC)
  • No negligence needs to be proved – Just the discovery of a defect in the property
  • First Party Cover
  • Does not rely on Architect’s Certificates, Collateral Warranties and Professional Indemnity

Provides cover for repairing or reinstating a newly built property as a result of:

  • Defective design
  • Defective workmanship
  • Defective materials

Beneficiaries (The policies are assignable without limitation)

  • Owners
  • Funders/Lenders
  • Tenants
Properties that can be covered

Residential and almost any commercial property from offices to sports stadiums

Our Bespoke Approach makes life easier for you.

Since 2009 LDI has built a sound reputation the Structural Warranty market,

Our understanding of the market place, client and insurer requirements has resulted in sound partnerships being forged, exclusive products and market leading rating propositions.

We believe we can provide a compelling rationale for selecting us as your insurance broker for the sourcing and placement of latent defects insurance:

  • We will work seamlessly working alongside your professional team
  • Nominated Account Manager
  • Experience and expertise in broking and advising on Structural Warranty products
  • A team which have an understanding of the key issues, and can offerclear advice;

At LDI we have access to all the main providers, ensuring we have a suitable solution to meet your needs, be they :

  • Residential Warrantieswhich are recognised by lenders and comply with Council of Mortgage Lenders (CML) requirements
  • Commercial Structural Warranties
  • Solutions for the Self-builder
  • The need for retrospective or completed property warranties.


Steve Padley

07801 021011


Online Enquiry Form